Find Alcohol & Drug Rehabs that Accept Aetna Insurance

In many cases, yes. Aetna offers behavioral health benefits that may include coverage for substance use disorder treatment when it’s deemed medically necessary.

Coverage specifics depend on your individual plan, provider network, and location, but typical services that may be covered include:

• Medically supervised detoxification
• Residential or inpatient rehab programs
• Partial Hospitalization (PHP) and Intensive Outpatient Programs (IOP)
• Individual, group, or family therapy
• Medication-Assisted Treatment (MAT) such as Suboxone or Vivitrol
• Dual diagnosis programs that address both mental health and addiction

Aetna determines coverage based on medical necessity.

To qualify, the treatment must align with clinical standards for substance use disorder care.

Before approval, your provider may need to submit:

• A clinical assessment or diagnosis
• A treatment plan with goals and expected outcomes
• Supporting documentation showing why treatment is needed

Some plans require pre-authorization, especially for inpatient or residential care.

Before approving addiction treatment coverage, Aetna may ask for:

• An initial clinical evaluation confirming the diagnosis of a substance use disorder
• A physician’s referral or behavioral health provider’s recommendation
• Documentation of prior attempts at lower levels of care (for example, outpatient therapy before inpatient)
• Proof that the facility is licensed and accredited

Better Addiction Care assists patients with all of these steps to help secure timely approval and avoid claim denials.

Detox is often covered when medically necessary, especially for individuals experiencing withdrawal symptoms that require medical supervision.

Coverage details—such as length of stay, medications used, and facility type—vary by plan.

Many Aetna plans provide coverage for inpatient or residential programs that meet medical necessity guidelines.

Stays in these programs may range from short-term stabilization to extended treatment depending on individual needs.

Choosing an in-network facility generally results in faster approvals and reduced out-of-pocket costs.

Yes. Aetna typically covers outpatient care, including individual or group therapy, and structured recovery programs such as IOP and PHP.

These programs are ideal for people who do not need 24-hour supervision but still benefit from consistent clinical support.

The total cost of treatment depends on your plan tier, deductible, copay, and coinsurance rate.

• In-network care usually has lower costs.
• Out-of-network care may still be covered, but at a reduced rate, with higher out-of-pocket expenses.
• Some plans require that you meet a deductible before coverage begins.

Better Addiction Care can help you review your benefits and understand your estimated costs before admission—so there are no surprises later.

Most plans include coverage for FDA-approved medications such as Suboxone, Vivitrol, or buprenorphine as part of Medication-Assisted Treatment (MAT).

Formulary restrictions, dosage limits, or copay requirements can vary, so it’s best to verify these details with your provider or pharmacy.

Yes. Many Aetna plans include coverage for co-occurring mental health and substance use disorders.

Integrated dual diagnosis programs can address both conditions through therapy, medication management, and holistic recovery planning.

Often, yes. Aetna frequently requires pre-authorization for inpatient, residential, or certain outpatient programs to ensure that the proposed treatment meets coverage criteria.

Better Addiction Care can handle the pre-authorization process on your behalf, helping you secure approval quickly.

Verifying your insurance benefits before entering treatment ensures that:

• Your chosen facility is recognized by Aetna.
• You understand your deductibles, copays, and out-of-pocket limits.
• Any pre-authorization requirements are completed in advance.

Our verification specialists at Better Addiction Care make this process seamless, so you can focus on preparing for recovery.

You can verify your coverage in two ways:

1. Contact Aetna directly using the phone number on your insurance card.
2. Allow Better Addiction Care to verify on your behalf. We’ll review your benefits, confirm eligible programs, and estimate your costs—confidentially and at no charge.

Call us today or complete our secure online form to get started.

Aetna provides nationwide addiction treatment coverage, but specific in-network programs vary by state.

Better Addiction Care maintains a wide-reaching network of trusted facilities that accept Aetna insurance, allowing us to help clients in all 50 states find local or specialized treatment options suited to their coverage.

If your Aetna plan doesn’t cover the full cost of treatment, Better Addiction Care can connect you with centers offering:

• Flexible payment options
• Sliding-scale fees
• Financing or assistance programs

Our goal is to help every individual access the care they need—regardless of financial barriers.

Better Addiction Care works directly with Aetna to simplify your path to treatment.

Our team will:

• Verify your coverage and benefits
• Handle pre-authorization paperwork
• Coordinate with in-network providers
• Provide transparent information about expected costs

We’re here to make treatment accessible, affordable, and aligned with your insurance benefits.

Getting help starts with a single step. Call Better Addiction Care today or verify your insurance online to learn what your Aetna plan covers and connect with accredited treatment programs that fit your needs.