Find Alcohol & Drug Rehabs that Accept Tricare Insurance

Yes. TRICARE covers a wide range of addiction treatment services for those diagnosed with substance use disorders.
 Coverage typically includes multiple levels of care, from detox and inpatient rehab to outpatient counseling and long-term recovery support.

The specific services covered and your out-of-pocket costs depend on:

• Your TRICARE plan (Prime, Select, Reserve Select, Retired Reserve, Young Adult, or For Life)
• Your status (active-duty service member, retiree, or family member)
• The facility’s network status and location
• Pre-authorization and referral requirements

TRICARE’s behavioral health benefits are designed to meet the needs of individuals at every stage of recovery. Coverage may include:

Detoxification

Medically supervised detox is often the first step in recovery. TRICARE covers inpatient or outpatient detox services to manage withdrawal safely under medical supervision.

Inpatient and Residential Rehabilitation

For individuals who need 24-hour medical and emotional support, TRICARE covers inpatient rehabilitation programs that provide evidence-based treatment, therapy, and recovery support.

Partial Hospitalization (PHP) and Intensive Outpatient Programs (IOP)

TRICARE includes coverage for structured, non-residential programs that offer frequent therapy sessions while allowing patients to live at home or in a transitional setting.

Outpatient Counseling and Continuing Care

Ongoing therapy is vital for long-term recovery. TRICARE covers outpatient counseling, including individual, group, and family sessions, as well as relapse-prevention programs.

Medication-Assisted Treatment (MAT)

TRICARE provides benefits for FDA-approved medications that reduce cravings and withdrawal symptoms for opioid or alcohol dependence, along with behavioral therapy and medical monitoring.

Dual Diagnosis Treatment

Integrated programs that address both substance use and co-occurring mental health conditions, such as depression or PTSD, are covered when medically necessary.

TRICARE coverage decisions are based on medical necessity and clinical appropriateness. Before certain services are approved, documentation may be required to confirm:

• A diagnosis of a substance use disorder
• Recommended level of care (detox, inpatient, outpatient, etc.)
• Treatment plans consistent with evidence-based guidelines
• Use of a licensed, TRICARE-authorized provider

Pre-authorization is typically required for inpatient and residential treatment but may not be needed for outpatient services or medication-assisted treatment. Better Addiction Care can help coordinate these requirements to ensure a smooth approval process.

TRICARE works with a national network of authorized healthcare providers and facilities.

Choosing an in-network provider is the best way to reduce costs and ensure full coverage. In-network providers handle billing directly and meet TRICARE’s quality and credentialing standards.

Out-of-network care may still be available under certain TRICARE plans, such as Select or Reserve Select, but often requires more paperwork and higher out-of-pocket expenses.

Before starting treatment, confirm the provider’s TRICARE authorization status to avoid unexpected costs.

Navigating TRICARE’s coverage and requirements can be complex, but you don’t have to do it alone.

Better Addiction Care specializes in helping military members, veterans, and their families access the addiction treatment services they deserve.

Our team will:

• Review your TRICARE benefits and explain your coverage in plain terms
• Handle pre-authorizations and referrals
• Match you with trusted, TRICARE-authorized treatment programs nationwide
• Provide transparent cost estimates before you begin care

We make it simple to use your military benefits for recovery — so you can focus on healing.